From time to time, we may need to verify your identity through your phone to allow you to access your accounts. For example, if you forgot your password, or would like to change it, we would need to verify that it is you making this request. We will send you a single-use security code to verify it's you logging into your accounts.
Here's how to activate and set up your phone to receive the security code either by a text message or a phone call:Here's how to log in with your single-use security code:
To receive a single-use security code via text or phone call to verify it's you logging into your accounts, follow these steps:If now is not a good time to set up single-use security codes, simply click "Not Now" at login. We'll remind you each time you bank online, but you have a few weeks to enroll.
If now is not a good time to setup single-use security codes, simply click "Not Now" at login. We'll remind you each time you bank online, but you have a few weeks to enroll. Eventually, this experience will be a required security feature for all Customers. Remember, once you start enrollment you'll be required to complete the process. Questions? Just let us know.
Here are a few steps to try, if you don't receive the text message.
If the issue persists, it could be that you may be unable to receive short code via text due to "short code block" on your mobile device. It's easy to diagnose on your phone, even if you're currently getting SMS from friends and family.
If the message cannot be sent, then it's likely that short codes are blocked on your phone.
To remove the block, you will have to call your cell phone service carrier. Ask them to have Common Short Code Blocking turned off.
IMPORTANT: Make sure your carrier does not turn off Premium Short Code Blocking. If they do, you could incur charges and continue to be unable to receive single-use security codes from Online Banking. You only want Common Short Code Blocking turned off.
Whether you're located in the U.S. or Canada, you can get help 24/7 by calling 1-877-700-2913. (Press 1 for English or 2 for French.)
To continue to use Send Money with Zelle with TD Bank Online Banking or mobile app, you will need to verify your identity with your Social Security number.
Send Money with Zelle through TD Bank requires a Social Security number to verify your identity.1 To add this information to your account, please visit your nearest branch to confirm your identity in-person, and add your Social Security number to your account. If you don't have a Social Security number but would like to continue using Zelle, you can download the Zelle app from your mobile app store and continue using the service with the same e-mail or phone number.
If you are a customer without a Social Security number, or a cross-border banking customer without a Social Security number, you must contact our TD Call Center to cancel any scheduled or reoccurring transfers you had set-up prior to February 2018.
1Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number, an active unique e-mail address, and a Social Security number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To send money for delivery that arrives typically within minutes, a TD Bank Visa®Debit Card is required. Message and data rates may apply, check with your wireless carrier.
Must have a bank account in the U.S. to use Send Money with Zelle®. Transactions between enrolled Send Money or Zelle® users typically occur in minutes. If your recipient is not yet enrolled with Zelle®, it may take between 1 and 3 business days after they enroll.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.