Cross-Border Banking (U.S. & Canada)

Convenient banking on both sides of the border. Whether you come to the U.S. for leisure of business, or if you're a part time resident, TD has your cross-border banking solutions.

Whether you come to the U.S for shopping, business or travel, or if you're a part time resident, TD has cross-border banking solutions to meet your needs.

U.S. Checking Accounts

With a U.S.-based checking account at TD Bank, you can easily manage your money from both sides of the border:

Access your accounts through EasyWeb

Manage your accounts on the go with the TD app from TD Canada Trust or the TD Bank app from TD Bank

Set up alerts to keep track of your account balance and activity in real-time

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Paying Bills

When you have a checking account with TD Bank, you can use Bill Pay with free e-Bills.

Pay anyone in the U.S., from the phone company to the babysitter

Free e-Bills with Online Banking

Fast, secure and easy to use

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Transferring Money

Use Visa® Direct to send money from your personal TD Canada Trust account to your U.S.-based personal TD Bank account.

Send up to $2,500 online via EasyWeb

Send money from your Canadian account to your U.S. account

Receive a full refund of the transfer fee1

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U.S. Credit Cards

A simple way to make purchases in U.S. dollars. Plus earn rewards every time you use your card.

No exchange rate when you buy in U.S. dollars

No foreign transaction fees on U.S. purchases

Earn rewards on travel and dining purchases, and Air Canada travel

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Buying and Owning U.S. Property

Buying and owning property in the U.S. is different from Canada. We can help you understand the process and choose the right solutions for your specific needs.

Looking to buy a home in the U.S.?

Our experts can help you choose the right mortgage and walk you through the process step by step.

Read our guide to buying in the U.S.

Already own a home in the U.S.?

You can use the equity in your home to finance other needs in your life, such as home improvement, vacations, or education expenses.

Read our guide to refinancing in the U.S.
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Savings and Money Market

Grow your savings on both sides of the border.

Earn interest on select accounts

Access your accounts through EasyWeb

Manage your accounts on the go with the TD app from TD Canada Trust or the TD Bank app from TD Bank

Learn more


Call us 24/7: 1-877-700-2913 Find a TD Bank near youOpen early. Open late. FAQs
1Transfer fee will be debited to your account and then refunded by way of a credit to the same account in the same currency. Refund will be processed within 5 business days of the date on which the eligible transaction occurred if the account has not been closed. You will not receive any other notice of the credit. We may amend or cancel this arrangement at any time. Foreign exchange conversion rates and regular account transaction fees may apply. No other applicable fees or costs will be refunded. Transfer limit is per 24-hour period and is in the currency of the account from which the funds are sent.