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Get a predictable monthly interest rate and principal and interest (P&I) payment for the life of your loan.
We offer a range of Adjustable Rate Mortgage (ARM) terms if you're looking for more flexibility and a lower initial rate. Choosing an ARM might be right for you if you're looking to maximize your cash flow.
Sometimes a traditional mortgage may not fit your needs. Our flexible loan programs offer an alternative to conventional home loans, including rates for low- to moderate-income borrowers on FHA and VA loans.
Jumbo mortgage loans are like conventional loans, except that they are available for loan amounts above $453,100. They may be used for purchasing or refinancing.

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Loans subject to credit approval. Equal Housing Lender.

1About this rate:
This rate is not guaranteed and is subject to change without notice. This is not a credit decision or a commitment to lend. The information provided assumes the purpose of the loan is to purchase a property, an existing single family home to be used as a primary residence with an estimated property value of $300,000, a 25% downpayment and loan value of $225,000. The property is located in Framingham, MA and is within Middlesex county. The rate reflects a 60 day rate lock period. The information provided assumes excellent credit score rating of 740. An escrow (impound) account is required. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.

At a 4.075% interest rate, the APR for this loan type is 4.134%. The monthly payment schedule would be:
  • 359 payments of $1,083.94 at an interest rate of 4.075%
  • 1 payment of $1,082.41 at an interest rate of 4.075%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Subordinate financing not included, if loan has subordinate financing there could be an additional .750% in points.