Small Business Loans

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Online application available for
loans or lines of credit under $100,000

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Choose a business loan or line of credit for your next big purchase or to help with cash flow.

Need help choosing? Compare TD Bank Small Business Loans

Term loans are generally used for the purchase of large ticket items.

  • Interest on business term loans may be deducted as a normal business operating expense for tax purposes1
  • Payments are automatically deducted from your business checking account
  • $10,000 to $1,000,000 loan amounts2
  • Fixed rates and fixed monthly payments for easier budgeting
  • 3 to 5 year terms available to meet your needs
  • Secured with equipment to be financed, real estate, business assets, etc.

To purchase, refinance or improve owner-occupied commercial and investment properties.

  • $25,000 to $1,000,000 loan amounts2
  • Flexible terms to meet your business's financing needs
  • Secured by real estate being financed
  • Payments are automatically deducted from your small business checking account

For short term cash needs, such as purchasing inventory, paying accounts or day-to-day expenses.

  • $10,000 to $500,000 loan amount2
  • Access your money simply by writing a check or transferring money online
  • Revolving line, with low variable interest rate
  • Interest only payment due monthly
  • Secured by company assets, real estate, etc.
  • Payments are automatically deducted from your small business checking account

Flexible financing options to help you meet your business needs2, 3

  • Small Business Administration (SBA) loans are partially guaranteed by the Federal Government
  • SBA and other guaranteed loan programs, including state-sponsored programs, are available
  • TD Bank is a Preferred Lender with the SBA program

Competitive and flexible rates and terms, whether you are starting or expanding your franchise empire

Business overdraft protection is a convenient way to protect you during those unexpected times when your checking account balance drops below zero.

You'll have peace of mind knowing your checking account is covered up to your available limit.2

View our full website for more info about our small business loans and lines of credit, including rates and fees.

Talk to a TD Business Banking Specialist: 1-855-278-8988 Find a TD Bank near youOpen early. Open late. FAQs
Online application is designed for lending needs up to $100,000. Excludes borrowing requests for total aggregate exposures more than $100,000, ACH Line, Letter of Credit, unsecured lending, and entities with more than ten owners. For borrowing requests in excess of $100,000 in total aggregate exposure, please call 1-855-278-8988 to apply with Small Business Specialist. TD Bank's Online SB Loan Application is for borrowing needs with a total business aggregate loan exposure of $100,000 or less. If you have an existing TD Bank business lending relationship, your new loan request plus existing loan request must be $100,000 or less. For revolving products, such as a business credit card or lines of credit, we consider your total credit limit. For non-revolving products, such as a term loan or commercial mortgage, we consider your total current balances. To apply for a loan request of greater than $100,000, please use our paper application that can be requested at any TD Bank Store location or online at: For more information, please contact a TD Banking Specialist.
Subject to credit approval.
Line of Credit is available for qualified applicants meeting the following conditions: with TD Business Checking account with $40,000 min balance and payments must be auto deducted from TD Business Checking account. Other terms and conditions will apply, contact a Small Business specialist for more information. Rate is equal to Wall Street Journal (WSJ) Prime + 0.74%. As of June 14, 201, WSJ Prime + 0.74% equals 5.74%. Rate is variable subject to changes to the WSJ Prime rate. Unsecured lines and increases/renewals to customers with existing lines not eligible.
1These are general tax guidelines. Please consult your tax advisor to discuss your specific situation.
2Subject to credit approval. Contact your nearest TD Bank for rate and fee schedule.
3Other terms and conditions may apply. Some credit restrictions may apply.