Small Business Loans

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Choose a business loan or line of credit for your next big purchase or to help with cash flow.

Need help choosing? Compare TD Bank Small Business Loans

Term loans are generally used for the purchase of large ticket items.

  • Interest on business term loans may be deducted as a normal business operating expense for tax purposes1
  • Payments are automatically deducted from your business checking account
  • $10,000 to $1,000,000 loan amounts2
  • Fixed rates and fixed monthly payments for easier budgeting
  • 3 to 5 year terms available to meet your needs
  • Secured with equipment to be financed, real estate, business assets, etc.

To purchase, refinance or improve owner-occupied commercial and investment properties.

  • $25,000 to $1,000,000 loan amounts2
  • Flexible terms to meet your business's financing needs
  • Secured by real estate being financed
  • Payments are automatically deducted from your small business checking account

For short term cash needs, such as purchasing inventory, paying accounts or day-to-day expenses.

  • $10,000 to $500,000 loan amount2
  • Access your money simply by writing a check or transferring money online
  • Revolving line, with low variable interest rate
  • Interest only payment due monthly
  • Secured by company assets, real estate, etc.
  • Payments are automatically deducted from your small business checking account

Flexible financing options to help you meet your business needs2, 3

  • Small Business Administration (SBA) loans are partially guaranteed by the Federal Government
  • SBA and other guaranteed loan programs, including state-sponsored programs, are available
  • TD Bank is a Preferred Lender with the SBA program

Business overdraft protection is a convenient way to protect you during those unexpected times when your checking account balance drops below zero.

You'll have peace of mind knowing your checking account is covered up to your available limit.2

View our full website for more info about our small business loans and lines of credit, including rates and fees.

Talk to a TD Business Banking Specialist: 1-855-278-8988 Find a TD Bank near youOpen early. Open late. FAQs
1These are general tax guidelines. Please consult your tax advisor to discuss your specific situation.
2Subject to credit approval. Contact your nearest TD Bank for rate and fee schedule.
3Other terms and conditions may apply. Some credit restrictions may apply.

*For DE, DC, FL, MD, NC, SC, and VA regions:
TD Bank received the highest numerical score among 11 banks in the South region in the J.D. Power 2017 U.S. Small Business Banking Satisfaction Study, based on 8,378 total responses, measuring the opinions of small business customers with annual revenues of $100,000-$10 million, surveyed June-August 2017. Your experiences may vary. Visit